About
Lodestar builds software for directly authorised mortgage and protection firms.
Why we exist
Directly authorised firms are being squeezed from two directions at once. Regulatory scrutiny is rising. The cost of meeting it is rising faster. The tools available to DA firms haven't kept up — most were built for a market that no longer exists, by vendors whose roadmap isn't shaped by the firms actually doing the work.
The result is a slow erosion. Fewer DA firms each year. Fewer advisers. More principals quietly questioning whether independence is still worth the overhead.
We don't think it should be a question.
What we believe
Three things we hold to.
Compliance shouldn’t scale by hiring more reviewers.
The economics don’t work, and they were never going to. Every firm that’s tried to grow its way out of the review backlog has hit the same wall.
Brokers shouldn’t spend their day feeding databases.
Most of the software a broker touches exists to produce an audit trail, not to help them advise a client. That’s backwards.
Independence is a structural advantage, not a cost centre.
DA firms make better decisions for their clients because they’re not constrained by a network’s panel or process. The infrastructure they rely on should reflect that — not punish them for it.
Let's talk about your firm.
Every DA firm operates differently. Book a call and we'll show you how Lodestar fits into yours.